Group Universal Life

Group Universal Life  


We all know our lives will end. We just don’t know when.


What would your family do if you were to pass away today? Funeral expenses, the mortgage payment – the loss of you … it’s almost too much to face all at once. Final expenses and daily bills shouldn’t add to the stress.


As we grow older, build families and buy homes, having life insurance is a necessary part of a sound financial plan, and it’s a responsible act of love. With Group Life Insurance, you can get the coverage you need today to help protect your loved ones during one of life’s most difficult times.


None of us know when we’ll pass away – but with Allstate Benefits, you are in Good Hands®.


Life insurance gives your family peace of mind. Benefits offerings include:

  • Cash that can be used as your beneficiary sees fit. It can help cover funeral expenses, medical expenses, debts and more
  • Flexible monthly premiums. You can choose to pay as much or as little as you can afford, subject to policy minimums and maximums
  • Affordable premiums. They are conveniently deducted from your paycheck
  • Individual and spouse/domestic partner coverage.
  • Portable. You can take your coverage with you if you change jobs
  • Additional rider benefits can be included to help create a Life Events plan


  • Team members age 18-65 can elect a minimum of $5/week up to $20/week to a maximum of $150,000 in coverage with no health questions.
  • Coverage is also available to spouses and dependent children subject to underwriting.
  • Spouses age 18-65 can enroll in a minimum of $3/week up to $5/week to a maximum of $100,000 and children age 0 -18 can enroll in a minimum of $3/week up to $50,000.


Please click on GUL Flyer, below, right, for key features and more.


Enroll Now


Step 1: Connect to the benefits selection website at


Step 2:
Team member: At the Team member Login screen, enter: (1) your Social Security Number and (2) your Personal Identification Number (PIN).


Temporary PIN: Your PIN is a combination of the last four digits of your Social Security Number (SSN) and the two digit year of your birth. Example: If the last four digits of your SSN are 3214, and you were born on September 21, 1968, your PIN would be 321468.


Create a new PIN: You will be asked to change your PIN the first time you log in to the system. Be sure to make note of your new, secure PIN for future use.


Enrollment Support: If you are having trouble logging in to the website, contact your benefits coordinator for assistance.

Click here for Enrollment Instructions

Tell Me More

We all know our lives will end. We just don’t know when. It’s never too late to start protecting yourself and your loved ones from the unknown. Life insurance from Allstate Benefits helps protect your loved ones from the unknown and helps them through an otherwise difficult time of loss.


Who can be covered?

  • You
  • Your legal spouse/domestic partner


Answers about the plan, including eligibility, options, enrollment, customer service and more.
Contact Us

We're here to help! Please contact us in whatever manner is most convenient for you.

Program Administrator

Mercer Voluntary Benefits
12421 Meredith Drive
Urbandale, IA 50398
 M-F 9a-7p ET

Group Universal Life Information & Forms

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.


GUL Flyer
Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.